Long Term Care
The exact type of covered varies by policy, but it often includes: Home health care such as skilled in-home nursing care; occupational, speech, physical and rehabilitation therapy; and help with activities of daily living like bathing and eating.
There are three main types of long-term care insurance: traditional long-term care insurance, hybrid long-term care insurance and life insurance with a long-term care rider. Each type of coverage has different pros and cons worth considering. We would be happy to answer any questions that you may have to clarify the various plans that are offered.